New Members

Benefits of Membership

Membership has many benefits…

Flexible & Convenient Loans
Members can take out flexible loans after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against death, subject to terms and conditions.

Quality Service, No Fees
You can be assured of a professional service from your Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account. 

Pay by Visa/Debit Card
You can now pay into your credit union account using a Visa/Debit Card at the counter in the credit union office.  Making a payment is just the same as making a purchase in any shop (Cash back facility is currently unavailable).  You can also use your Visa/Debit Card to make a payment by phone, so you don’t even have to leave the comfort of your home.

Electronic Fund Transfer (EFT) Facility

This service enables members to transfer loans or savings withdrawals directly from their credit union accounts to their bank accounts (within ROI) electronically.  If the transfer is completed at the counter by the member in person before 2.15pm, the funds will arrive in your bank account on the next working day at 7am. (Excluding transfers completed on Fridays after 2.15 pm and on Saturdays) Once the funds reach your bank account they are cleared and ready for use. It is a quick and easy way to access your funds.  To avail of this service you will need to provide your Bank Account Number, Sort Code and Beneficiary Account Name.

Members 1st EFT Transfer to any bank account must be completed at the counter.   Should a member wish to give authorisation for second or subsequent EFT Transfer to an authorised bank account by Fax or E-mail, the member must contact the office personally by phone to ensure a member of staff has received their EFT Transfer request and that it will be processed to reach your bank account within the time frame you expect.

Counter Bill Payment

The Board of Wicklow and District Credit Union is pleased to introduce a new service to members; “Counter Bill Payment”.

Paying your bills has never been easier. Save yourself the time and hassle of going to all your utility providers to pay your bills, members can now pay their household bills at the credit union counter.

It’s so easy, simply bring your bill along with your payment the next time you are calling to the credit union and we will handle the rest. You can pay your bills in full or in smaller regular amounts at the counter. You will receive a receipt for your payment and bills are processed within 2-3 working days.

We currently collect over-the-counter payments for: Eircom, ESB/Electric Ireland, Airtricity, Vodaphone, Board Gais Energy, AWD(Arklow Waste Disposal), Arnotts, VHI,  Littlewoods Ireland and 3/O2 – please see the Counter Bill Payment Tab for the most up to date list of Utility Providers or ask any member of staff for more information.

This new facility is available to members free of charge.  Additional utility providers will be added over the coming months, just ask at the counter if you have a utility bill that you would like to pay in the credit union on a regular basis.

CU Anywhere Mobile AppcuAnywhere-Logo-Full-Colour-horizontal-416x76-v2

Members can now access their online account from their iPhone or Android smart phone using our mobile app “cuAnywhere”.

This gives you the ability to:

  • Access your accounts from anywhere 24/7
  • Fast and secure access to your account
  • View all your account balances
  • Scroll quickly through your transaction history
  • Quick access to the credit union Website and Facebook page
  • Access to phone the credit union

Please note: logon details for the App (username, pin and password) are the same as your current logon details for access to your CU Online accounts. To use the app, you must register to use CU Online, once you are registered and have your username, pin and password you are ready to use the CU Anywhere mobile app.


If you are not registered to use CU Online user, then you’ll need to register you can do this by clicking on the link –


What do I need to join?

When applying for membership you will be asked for proof of ID, proof of address and proof of your PPS Number, for example a current passport and recent utility bill.  You will also be asked to supply your address Eircode. There is an entrance fee of €1.20. You will need to hold a minimum savings of €5.00 to retain your account.

(Please Note, members under 16 need their full birth certificate and proof of their PPS number.  If the member under 16 cannot provide proof of address as listed below in their own name, then proof of address in a parent’s or guardian’s name will be required)


Establishing identity – post January 2004 (consists of the prospective members name, address and tax identification number (TIN))

Prospective new members should provide:

  • Current Valid Passport
  • Current Valid Drivers Licence
Tax Identity Number (TIN)  
  • Official Documents issued by the Tax Authorities
  • Tax Residence Certificate issued by the Revenue Commissioners
  • Current Household Bill (Dated within the previous 3 months)

Public Services Card cannot be accepted as proof of ID or proof of PPS Number.