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Membership

Benefits of Membership

Membership has many benefits…

 

Flexible & Convenient Loans
Members can take out flexible loans after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against death, subject to terms and conditions.

 

Quality Service, No Fees
You can be assured of a professional service from your Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

 

Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account.

 

Pay by Debit Card
You can now pay into your credit union account using a Debit Card at the counter in the credit union office.  Making a payment is just the same as making a purchase in any shop (Cash back facility is currently unavailable).  You can also use your Debit Card to make a payment by phone, so you don’t even have to leave the comfort of your home.

 

Electronic Fund Transfer (EFT) Facility

This service enables members to transfer loans or savings withdrawals directly from their credit union accounts to their bank accounts (within ROI) electronically.  If the transfer is completed at the counter by the member in person before 2.15pm, the funds will arrive in your bank account on the next working day at 7am. (Excluding transfers completed on Fridays after 2.15 pm and on Saturdays) Once the funds reach your bank account they are cleared and ready for use. It is a quick and easy way to access your funds.  To avail of this service you will need to provide your Bank Account Number, Sort Code and Beneficiary Account Name.

Members’ first EFT Transfer to any bank account must be completed at the counter. Should a member wish to give authorisation for second or subsequent EFT Transfer to an authorised bank account by Email, the member must contact the office personally by phone to ensure a member of staff has received their EFT Transfer request and that it will be processed to reach your bank account within the time frame you expect.

 

Counter Bill Payment

Paying your bills has never been easier. Save yourself the time and hassle of going to all your utility providers to pay your bills, members can now pay their household bills at the credit union counter.

It’s so easy, simply bring your bill along with your payment the next time you are calling to the credit union and we will handle the rest. You can pay your bills in full or in smaller regular amounts at the counter. You will receive a receipt for your payment and bills are processed within 2-3 working days.

We currently collect over-the-counter payments for: Eircom, ESB/Electric Ireland, Airtricity, Vodaphone, Board Gais Energy, AWD (Arklow Waste Disposal), Arnotts, VHI,  Littlewoods Ireland and 3/O2 – please see the Counter Bill Payment Tab for the most up to date list of Utility Providers or ask any member of staff for more information.

This facility is available to members free of charge.  Additional utility providers will be added over the coming months, just ask at the counter if you have a utility bill that you would like to pay in the credit union on a regular basis.