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23 May 2020

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Manage your account online online, no matter where you are, mobile, tablet or laptop. Your online account now allows you to do so much more why not register today.

Nominations

Frequently Asked Questions

Members of our credit union enjoy many benefits, including:

What happens to my shares when I die?

Members of Wicklow & District Credit Union Limited can nominate a person(s) to receive their Credit Union Savings and insurance benefits (if any) up to €23,000 on their death.

Who can I nominate?

A member can nominate anyone; family, a friend or group of people. It is important that members review their nomination form regularly.

Can I change my nomination?

Yes, by filling in a new nomination form. A nomination becomes invalid if the member gets married or the person that has been nominated predeceases you.

Can I ask about my nomination?

Yes, a member of staff will be delighted to confirm whether you have completed a nomination and who your nominee is.

What if my parents joined me years ago as a child?

If you joined as a child you would not have had a nomination form completed. Once you reach the age of 16 you will need to fill out the nomination form.

Is there a cost?

There is no cost for setting up or changing a nomination.

More Information

Members please note the following:

  • A nomination must be in writing. You may obtain a nomination form from any of our offices.
  • The statutory maximum amount that will be paid out under a nomination is currently €23,000. Any amount in excess of this balance will form part of your estate.
  • If you elect not to complete a nomination, the proceeds of your account will form part of your estate on your death and will be dealt with under the terms of your will, or if you have made no will, under the rules of intestacy or under the small payments provision.*
  • You may revoke or vary your nomination at any time by completing a new nomination form.
  • A nomination is not revocable or variable by the terms of your will or by a codicil to your will.
  • A nomination is automatically revoked when your nominee dies before you. In this case, you should consider completing a new nomination. If you do not, your property in the credit union will form part of your estate.
  • A nomination is automatically revoked by your subsequent marriage. Note Divorce or legal separation will not revoke a nomination.
  • Where your personal circumstances change (e.g. marriage, divorce or separation) you should review your nomination at that time.
  • The nominated savings do not form part of a deceased person’s estate.
  • A person under 16 years of age cannot make a valid nomination.

*Small Payments Provision: Where no valid nomination exists and the amount in your account is under €15,000 in total (including insurance, etc.) the Board of Directors of Wicklow and District Credit Union may, without letters of administration or probate of any Will, distribute your property in the credit union to such persons as appear to the Board to be entitled by law to receive it.

How To Apply

People who live or work in the Wicklow area can join online today; alternatively, call into our office, no appointment needed. What are you waiting for?

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